1. Services

CHRISTINA L TURNER ENTERPRISES, INC will provide services as referenced in the attached Proposal. The manner in which the Services are performed and the specific hours worked shall be determined by CHRISTINA L TURNER ENTERPRISES, INC.
 

2. Performance of Services

CHRISTINA L TURNER ENTERPRISES, INC will work as many hours as may be reasonably necessary to fulfill obligations under the Agreement.
 

3. Payment

Payment for services is required as agreed. Fees may be payable monthly and are due according to the agreed schedule.
 

4. Commission Payments

Commission payments may apply based on location and acquisition of funding via submission of applications and required paperwork. Commission is defined as a 3.5% administrative fee.

CHRISTINA L TURNER ENTERPRISES, INC shall have the right to inspect records for the purpose of verifying commission calculations, during reasonable business hours.
 

5. Client Responsibilities

The client understands that outcomes depend on implementation, market conditions, and external factors beyond control. All execution, decisions, and implementation responsibilities remain solely with the client.

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6. Relationship of Parties

CHRISTINA L TURNER ENTERPRISES, INC operates as an independent contractor and not as an employee. No employee benefits, including health insurance or paid leave, are provided.

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7. Intellectual Property

CHRISTINA L TURNER ENTERPRISES, INC retains ownership of intellectual property, including ideas, discoveries, and materials developed.

The client is granted rights to make, use, and/or sell products and services derived from such intellectual property under agreed conditions. After termination, such rights become nonexclusive and remain royalty-free.

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8. Confidentiality

Both parties acknowledge that business information, including future plans, process information, customer data, and proprietary materials, are confidential.

Such information shall not be used for personal benefit or disclosed to third parties without prior written consent. Confidentiality obligations remain in effect after termination.

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9. Unauthorized Disclosure

If confidential information is disclosed or threatened to be disclosed in violation of this Agreement, the affected party shall be entitled to seek injunctive relief and pursue additional remedies, including claims for losses and damages.

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10. Return of Records

Upon termination, all records, data, notes, and materials relating to the client’s business must be returned.

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11. Term and Termination

This Agreement may terminate automatically as defined. Either party may terminate in accordance with agreed conditions.

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12. Indemnification

The client agrees to indemnify and hold harmless CHRISTINA L TURNER ENTERPRISES, INC from claims, losses, expenses, and damages resulting from the acts or omissions of the client or its agents.

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13. Limitation of Responsibility

CHRISTINA L TURNER ENTERPRISES, INC is not responsible for outcomes influenced by implementation, external conditions, or decisions made by the client.

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14. Communication Policy

Response Time: 24–48 business hours
Communication Channels: Email and approved platforms only
Scheduling: Sessions must be booked in advance
Rescheduling: Minimum 24-hour notice required
Scope Boundaries: Communication outside agreed scope will be redirected

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15. Late Payment Policy

Payments not received by the due date may result in late fees and/or temporary suspension of services until the account is brought current.

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16. Refund Policy Acknowledgment

Payments not received by the due date may result in late fees and/or temporary suspension of services until the account is brought current.

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17. Interruption of Service

Delays caused by events beyond reasonable control (including acts of God, war, strikes, or natural disasters) will extend obligations accordingly. If such interruption exceeds thirty (30) days, either party may terminate with ten (10) days’ notice.

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18. Assignment

Rights or obligations may not be assigned or transferred without prior written consent, except in cases of merger, consolidation, or sale of assets.

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19. Successors and Assigns

This Agreement is binding upon and benefits the parties, their successors, and permitted assigns.

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20. Governing Law

This Agreement shall be governed by the laws of the State of Texas.

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21. Entire Agreement

This represents the full agreement between the parties. All prior agreements, whether written or oral, are superseded.

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22. Amendments

Any amendments must be made in writing and signed by both parties.

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23. Severability

If any provision is found invalid or unenforceable, the remaining provisions shall remain in effect.

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24. Waiver

Failure to enforce any provision does not waive the right to enforce it later.